Voluntary Term Life Insurance
Voluntary Term Life Insurance provides affordable, flexible coverage to help protect your loved ones during your working years. This option allows you to purchase additional life insurance beyond any employer-provided coverage, giving you extra financial protection when it matters most.
How it Works
This type of coverage is designed for temporary protection and can be a cost-effective way to supplement your overall financial plan.
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You elect a coverage amount based on your needs
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Coverage is active while you are employed and enrolled in the plan
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Premiums are typically lower at the start but may increase over time as you age
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In the event of your passing, a benefit is paid to your designated beneficiaries
Voluntary Term Life Insurance can also be paired with a permanent life insurance option to help ensure continued coverage beyond your working years, as term coverage may be limited or more expensive to maintain after separation from service.
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